Privacy Policy
Last updated: July 27, 2026
What we collect
When you create an account we store your email address. When you track expenses we store the entries you add. When you use the subscription scan, we process your statement only to detect recurring charges — individual transactions are not retained after processing, and uploaded statement files are deleted automatically within 30 days. Receipt photos are kept so you can check what was read from them, for at most one year, and are removed sooner after a membership ends. If you photograph a loyalty card, that picture is kept with the card so you can see it again; it is deleted when you delete the card or your account, and nothing else removes it. Payments are handled by Stripe; we never see or store your card number. When you sign in we also record an approximate location — country, region and city — worked out from your IP address, which we use to understand where our users are. We never ask for, and never use, your device's own location.
How we use it
We use your data to provide the service: organizing your spending, detecting subscriptions, and surfacing relevant deals based on your spending categories. We do not sell your personal data.
Service providers
We rely on a small set of processors to run GoldNest: Hetzner (hosting and database, in Germany), Microsoft Azure (document processing and file storage), Stripe (payments), Resend (transactional email), and ip-api.com (turning an IP address into an approximate location for our own traffic statistics).
Your choices
You can delete your account and data at any time from your account settings, or by emailing support@goldnest.cc. We'll respond to access and deletion requests promptly.